Do you know that waiting can cost you money? How long have you waited already and paid more rent and watched interest rates go up? And yet other people are moving into their dream homes and fulfilling their desire for home ownership! Do you want a house with a yard for the summer, or a fireplace for the winter, or a deck for barbecues, or a front stoop for Fall Mums, the list goes on…… There are affordable homes out there and loan programs to help you get them at a down payment and monthly payment you can afford! Have you seen the programs that Salisbury Neighborhood Housing Services has for assistance? And have you heard that many lenders are offering the ability to refi for up to 5 years without additional costs? That means when rates go down, you can take advantage of them and have your payments reduced! Don’t delay any longer! Call me and I can guide you through the process and put you in touch with a good lender!